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Toktam Ettehadieh
713-398-5009
REMAX GALLERIA ASSOCIATES
**Ask about the Seller Financing Options** Almost new! Barely lived in townhome, ready for immediate move in-all appliances including washer/dryer stay. Three bedrooms, 2.5 bath, computer room, two car attached garage with private fenced in back yard.Great community facilities with pool/clubhouse and fitness center. Low HOA fees, easy access to FM 1960 just minutes away from I-45 and 249.
Beautiful Taos adobe home with breathtaking mountain views for sale. Owner financing is available. This picture perfect home features 3 bedrooms and two bathrooms with beautiful hard wood floors throughout. The great floor plan has an open kitchen with marble tiled counter tops, stainless steal Bosch stove, gorgeous cabinetry and a great breakfast bar open to the dining room. The big living room has floor to ceiling windows looking out at the landscaped yard and surrounding mountains. Only $265,000.00
Resort Realty 575-754-2927 Office
BuyRedRiver.com
First time home buyer credit going away!!!!!!!!! Attention shoppers: You have barely a month left before the homebuyer tax credit expires. But depending on where you live, you might not want to rush out to buy.
First-time homebuyers may qualify for up to $8,000, while those who are trading up could get as much as $6,500. But either way, buyers have to ink sales contracts by the end of April and close before July 1 to see the refund.
And this is absolutely, positively your last chance to claim the credit. (Probably.) So don’t wait, thinking the credit will be extended for a third time.
There is little sentiment for continuing this program, especially because many consider the latest iteration’s results to be disappointing. Even the Senate’s biggest proponent of the homebuyer tax credit, Johnny Isakson, R-Ga., is ready to let it end.
“He has no plans to introduce legislation to extend the credit,” said Isakson’s spokeswoman. “Part of the benefit of the tax credit was the urgency its sun-setting generated.”
That urgency was less pronounced after the latest extension, which was enacted last fall. While the first version, which just covered first-time homebuyers, netted huge sales jumps, the real estate market slumped over the winter and early spring.
That may be because some people believed that Congress would just keep adding time to the game clock, according to Nicolas Retsinas, director of Harvard’s Joint Center for Housing Study. That could have kept them home by the fireside instead of out house hunting.
Expect long delays in getting your $8,000 tax credit
“The credit’s influence and impact has waned considerably,” said Retsinas.
“You got a lot more bang for the buck on the first go round,” added Mike Larson, a real estate analyst with Weiss Research. “Most people acted on the presumption that the credit was going away.”
Should you rush?
Any house hunter considering whether to hurry a purchase to take advantage of the credit should consider where they live. There are many places where home values are projected to fall steeply over the next few months, including Los Angeles, Phoenix, Minneapolis, Washington, D.C., and most of Florida.
Take someone shopping for a typical single-family home in the Miami metropolitan area. The median price there is about $215,000 and a qualified first-time homebuyer would pay about $207,000 after the credit is factored in.
But prices in Miami are likely to fall 22.5% this year, according to projections by Fiserv and Moody’s Economy.com. So by waiting a few months you could nail a $48,000 price cut — a much better deal than the tax credit..
On the other hand, some cities are expected to post record price gains this year, including Eugene, Ore.; Napa, Calif.; Charleston, S.C.; and Cheyenne, Wyo. Buyers in those markets would receive a double benefit by making their purchases happen this month.
Of course, there’s no guarantee that the forecasts will be accurate, but they’re certainly something consumers should consider.
Who’s eligible
Not every buyer qualifies for the credit. Here are some guidelines:
Homebuyers who have not owned a home for the past three years may earn up to $8,000 or 10% of the purchase price, whichever is lower.
Buyers who have owned a home for five consecutive years of the past eight qualify for up to $6,500 in credits.
There are income limits of $125,000 for single taxpayers and $225,000 for couples.
Anyone paying more than $800,000 for the home cannot claim the credit.
There’s a prohibition on claiming the first-time homebuyer credit if either member of a couple owned a home within the three-year period. They can claim the existing homebuyer credit.
Homebuyers who are under 18 or are listed as dependents on the tax returns of others don’t qualify. The home must be kept at least three years.
The credit may be claimed on 2009 taxes, even if the return was already filed. Just submit an amended return.
Note that buyers get the full amount of the credit they’re due even if that exceeds the amount of taxes they owe. If you’re a first-time buyer and your total tax bill for the year is $6,000, you get all that back plus another $2,000.
Learn How To Buy a Bigger House with the Same Mortgage Payment by comparing a regular 30 year fixed loan to a 30 year fixed loan that is interest-only for the first 10 years.
For more information, contact:
Kelly H Moran REALTOR
808-938-5757
Hilo Brokers Ltd
PLEASE NOTE: BUYER *MUST* BE 3 YEAR HAWAII RESIDENT & ‘BONA FIDE’ FARMER **LEASEHOLD** Diversified agriculture business and home on 20 acres. Located in Keonepoko Iki Farm Lots, near Pahoa. Great combination of privacy and turnkey farm with room for expansion. Please note: This is State of Hawaii leasehold property. Realtor can provide you with Dept. of Agriculture application detailing requirements for eligiblility to assume this lease. Sellers will help train new buyers in farm operations. There are 3 acres of Anthurium Flowers under shadehouse, 7 acres of Guava, 2 acres Bird of Paradise Flowers, 1 acre of Macadamia Nut Trees, 2 acres of Dracaenas (a foliage plant), and 1 acre of Hawaiian Christmas Trees. Includes 2 Conley green houses, 2 storage sheds, 3,000 sq ft propagation shadehouse, 3 vehicles for deliveries and farm use. Approximately 3 acres near the front of the property is forested and can be cleared for more crops. Also includes an internet website and established accounts. Turnkey business with your own house to live in! The home has 3 bedrooms, 2 baths and over 1,800 sq. ft. of living area. Features vaulted ceilings and a sunken living room in a private setting. County water for this property is an added plus for this area. Shopping, schools and community centers nearby. The ocean is at the end of Kahakai Boulevard, several miles away. This property is located in the Pahoa Agricultural Park, and is State of Hawaii leasehold. There are over 20 years remaining on the lease. Buyer must be a bonifide farmer and meet the requirements and approval from the State of Hawaii, Department of Agriculture. Sale and lease transfer is subject to approval from the Department of Agriculture. Lease rent is $1,750 every six months. Note: Ten year agriculture use dedication (effective 7/1/2006) real property tax PLEASE NOTE: BUYER *MUST* BE 3 YEAR HAWAII RESIDENT & ‘BONA FIDE’ FARMER **LEASEHOLD**
For more information, contact:
Kelly H Moran REALTOR
808-938-5757
Hilo Brokers Ltd
PLEASE NOTE: BUYER MUST BE 3 YEAR HAWAII RESIDENT & ‘BONA FIDE’ FARMER Diversified agriculture business and home on 20 acres. Located in Keonepoko Iki Farm Lots, near Pahoa. Great combination of privacy and turnkey farm with room for expansion. Please note: This is State of Hawaii leasehold property. Realtor can provide you with Dept. of Agriculture application detailing requirements for eligiblility to assume this lease. Sellers will help train new buyers in farm operations. There are 3 acres of Anthurium Flowers under shadehouse, 7 acres of Guava, 2 acres Bird of Paradise Flowers, 1 acre of Macadamia Nut Trees, 2 acres of Dracaenas (a foliage plant), and 1 acre of Hawaiian Christmas Trees. Includes 2 Conley green houses, 2 storage sheds, 3,000 sq ft propagation shadehouse, 3 vehicles for deliveries and farm use. Approximately 3 acres near the front of the property is forested and can be cleared for more crops. Also includes an internet website and established accounts. Turnkey business with your own house to live in! The home has 3 bedrooms, 2 baths and over 1,800 sq. ft. of living area. Features vaulted ceilings and a sunken living room in a private setting. County water for this property is an added plus for this area. Shopping, schools and community centers nearby. The ocean is at the end of Kahakai Boulevard, several miles away. This property is located in the Pahoa Agricultural Park, and is State of Hawaii leasehold. There are over 20 years remaining on the lease. Buyer must be a bonifide farmer and meet the requirements and approval from the State of Hawaii, Department of Agriculture. Sale and lease transfer is subject to approval from the Department of Agriculture. Lease rent is $1,750 every six months. Note: Ten year agriculture use dedication (effective 7/1/2006) real property tax PLEASE NOTE: BUYER MUST BE 3 YEAR HAWAII RESIDENT & ‘BONA FIDE’ FARMER
For more information, contact:
Kelly H Moran REALTOR
808-938-5757
Hilo Brokers Ltd
PLEASE NOTE: BUYER MUST BE 3 YEAR HAWAII RESIDENT & ‘BONA FIDE’ FARMER Diversified agriculture business and home on 20 acres. Located in Keonepoko Iki Farm Lots, near Pahoa. Great combination of privacy and turnkey farm with room for expansion. Please note: This is State of Hawaii leasehold property. Realtor can provide you with Dept. of Agriculture application detailing requirements for eligiblility to assume this lease. Sellers will help train new buyers in farm operations. There are 3 acres of Anthurium Flowers under shadehouse, 7 acres of Guava, 2 acres Bird of Paradise Flowers, 1 acre of Macadamia Nut Trees, 2 acres of Dracaenas (a foliage plant), and 1 acre of Hawaiian Christmas Trees. Includes 2 Conley green houses, 2 storage sheds, 3,000 sq ft propagation shadehouse, 3 vehicles for deliveries and farm use. Approximately 3 acres near the front of the property is forested and can be cleared for more crops. Also includes an internet website and established accounts. Turnkey business with your own house to live in! The home has 3 bedrooms, 2 baths and over 1,800 sq. ft. of living area. Features vaulted ceilings and a sunken living room in a private setting. County water for this property is an added plus for this area. Shopping, schools and community centers nearby. The ocean is at the end of Kahakai Boulevard, several miles away. This property is located in the Pahoa Agricultural Park, and is State of Hawaii leasehold. There are over 20 years remaining on the lease. Buyer must be a bonifide farmer and meet the requirements and approval from the State of Hawaii, Department of Agriculture. Sale and lease transfer is subject to approval from the Department of Agriculture. Lease rent is $1,750 every six months. Note: Ten year agriculture use dedication (effective 7/1/2006) real property tax PLEASE NOTE: BUYER MUST BE 3 YEAR HAWAII RESIDENT & ‘BONA FIDE’ FARMER
Discover an exceptional way to invest in real estate from real estate speaker Larry Harbolt discusses the basics of real estate investing & creative seller financing. Visit http://rehablist.com/lp_media & http://www.reiwired.com for more information.
http://www.tourfactory.com/s643219/r_www.youtube.com 
Proven, Time-Tested Solutions To Help You Reach Your Real Estate Goals.
Beautiful Taos adobe home with breathtaking mountain views for sale. Owner financing is available. This picture perfect home features 3 bedrooms and two bathrooms with beautiful hard wood floors throughout. The great floor plan has an open kitchen with marble tiled counter tops, stainless steal Bosch stove, gorgeous cabinetry and a great breakfast bar open to the dining room. The big living room has floor to ceiling windows looking out at the landscaped yard and surrounding mountains. Only $265,000.00
First time home buyer credit going away!!!!!!!!! Attention shoppers: You have barely a month left before the homebuyer tax credit expires. But depending on where you live, you might not want to rush out to buy. 
Learn How To Buy a Bigger House with the Same Mortgage Payment by comparing a regular 30 year fixed loan to a 30 year fixed loan that is interest-only for the first 10 years.
http://www.tourfactory.com/s441109/r_www.youtube.com 
http://www.tourfactory.com/s441109/r_www.youtube.com 
http://www.tourfactory.com/s441109/r_www.youtube.com 
Discover an exceptional way to invest in real estate from real estate speaker Larry Harbolt discusses the basics of real estate investing & creative seller financing. Visit http://rehablist.com/lp_media & http://www.reiwired.com for more information.
learn how to seller finance owner finance owner carry back or lease option rent to own a home from Utah’s leading expert.